Terms of Service

By creating an account or using BizManager in any way, you agree to be bound by these Terms. If you are using BizManager on behalf of a business, you represent that you have the authority to bind that business to these Terms.

If you do not agree with any part of these Terms, you must not use the service. We may update these Terms from time to time (see 'Changes to these Terms' below).

You are responsible for keeping your account credentials secure. Do not share your password. You are responsible for all activity that occurs under your account, including actions taken by staff members or sub-users you invite.

You must provide accurate information when creating your account and keep it up to date. Accounts created with false information may be suspended without notice.

You must be at least 18 years old to create an account. By using BizManager you confirm that you meet this requirement.

You agree to use BizManager only for lawful business purposes. You must not:

Attempt to gain unauthorised access to any part of the service, other users' accounts, or our infrastructure. Use the service to store, transmit, or process illegal content. Reverse-engineer, decompile, or attempt to extract the source code of the application. Resell or sublicense access to the service without our written permission. Use automated tools to scrape or extract data at scale. Interfere with the performance or availability of the service for other users.

We may suspend or terminate accounts that violate these rules, at our sole discretion and without prior notice where the breach is serious.

Your business data — invoices, transactions, customer records, and any other data you enter into BizManager — belongs to you. We do not claim any ownership over it.

We act as a data processor on your behalf. We access your data only to provide the service, fix issues you report, and comply with legal obligations. We do not use your business data to train AI models or sell it to third parties.

You can export your data at any time from within the application. On account closure, we will provide a data export on request for 30 days after closure, after which data is permanently deleted.

BizManager is offered on a subscription basis. Plan details, pricing, and feature limits are described on our Pricing page and within the application.

Subscriptions renew automatically at the end of each billing period (monthly or annually, depending on your plan). You authorise us to charge your payment method on file for each renewal. You will receive a renewal reminder before each annual charge.

If a payment fails, we will retry and notify you. After repeated failures, your account may be downgraded to the Free plan until payment is resolved.

All fees are shown in USD and are exclusive of applicable taxes, which may be added depending on your location.

New accounts may be eligible for a free trial period. No payment is required during the trial. At the end of the trial, you can choose a paid plan or continue on the Free plan.

We reserve the right to limit or modify free trial availability. One free trial per person and per business.

You can cancel your subscription at any time from the Billing section in the app. Your subscription will remain active until the end of the current billing period — we do not offer partial-period refunds unless required by the Refund Policy.

Either party may terminate the agreement immediately if the other materially breaches these Terms and fails to remedy the breach within 14 days of written notice.

We may suspend or terminate your account immediately if we have reason to believe you are violating the Acceptable Use policy, misusing the service, or if your account is involved in fraudulent activity.

On termination, your right to access the service ends. Sections of these Terms that by their nature should survive termination (including data, IP, limitation of liability, and governing law) will continue to apply.

BizManager — including its software, design, content, trademarks, and brand — is owned by us and protected by applicable intellectual property laws. Nothing in these Terms transfers any ownership to you.

You are granted a limited, non-exclusive, non-transferable licence to use the service during your subscription period, solely for your internal business operations.

If you provide feedback, ideas, or suggestions about the service, you grant us a perpetual, royalty-free right to use them without restriction or compensation.

We aim to provide a reliable, high-quality service and target 99.9% monthly uptime for paid plans (see our SLA for details). Occasionally we need to perform maintenance — we will try to schedule this during low-traffic hours and give advance notice.

We may add, change, or remove features over time. We will give reasonable notice of changes that materially reduce functionality on paid plans.

The service is provided 'as is' and 'as available'. To the fullest extent permitted by law, we disclaim all warranties — express or implied — including fitness for a particular purpose and non-infringement.

We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from your use of BizManager is limited to the fees you paid in the three months preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be excluded by law.

These Terms are governed by the laws of India. Any disputes that cannot be resolved informally will be submitted to the courts of Gujarat, India, and both parties consent to exclusive jurisdiction there.

Before raising a formal dispute, we encourage you to contact us at support@growurfunds.com. Most issues can be resolved quickly through direct communication.

We may update these Terms from time to time. When we make material changes, we will notify you at least 14 days in advance by email (if you have an account) and by posting a notice in the application.

If you continue to use the service after the effective date of the updated Terms, you accept the changes. If you do not agree, you may cancel your account before the changes take effect.